The IRS issued a summer time tax tip about identity theft. Identity theft is a growing problem and one of which I have personally been a victim. The following actions will help protect your identity:

1. Keep your social security cards in a safe deposit box and only give your social security number out when absolutely necessary.

2. Make sure you are using anti-virus and anti-spam programs on your computer.

3. Make sure your computer and phone requires a password.

4. Make sure all your passwords are complex and contain numbers and special characters in addition to letters. Change your passwords often.

5. If someone calls or emails saying they are your bank, credit card company, or the IRS, do not give them any information. The IRS communicates via letters and you can call, visit, or write the bank or credit card company if they need information from you.

6. Sign up for identity protection service.

7.  Freeze your credit by contacting Experian, Trans Union, or Equifax.

8.  Report your identity theft to the IRS by filing Form 14039.  If someone has filed a fraudulent return with your social security number, you will not be able to e-file and will have to file a paper return by mail.

The complete IRS notice about Identity Theft can be read here.